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Owners Portal

Everything for current owners of Continental Divide Estates in one place. Not indexed by search engines and restricted to verified owner email addresses. Board members: the separate Board Portal is linked below.

Governance

Board of Directors

Elected annually by the membership at the fall meeting. The Board oversees the budget, enforces the Covenants, and directs the Association's committees.

BM
Bill Mosher
President
NG
Nina Guzzetta
Vice President
JC
Jon Crump
Treasurer
AB
Allison Blanks
Secretary
BB
Bill Bacon
Member at Large
MM
Mike McAden
Member at Large
MM
Marc McGuire
Member at Large
Calendar

Board & Owners' Meetings

Regular board meetings and the Annual Owners' Meeting, open to all members in good standing. Draft and approved minutes are posted in the Documents section after each meeting.

September 2026
S M T W T F S 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
October 2026
S M T W T F S 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31
November 2026
S M T W T F S 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Board meeting Annual Owners' Meeting

Board meetings

Second Tuesday of each month, 6:30 PM, Clubhouse meeting room. Owners may attend and are given time for comments.

  • September Board MeetingTue, Sep 8 · 6:30 PM
  • October Board MeetingTue, Oct 13 · 6:30 PM
  • November Board MeetingTue, Nov 10 · 6:30 PM

Annual Owners' Meeting

Held each fall for the annual budget vote and board elections. Notice and proxy forms are mailed at least 30 days in advance per the Bylaws.

  • Annual Owners' MeetingSat, Oct 24 · 10:00 AM

Meeting dates are subject to change; any change is posted here and emailed to registered owners at least one week in advance.

Committee

Architectural Review Committee

Every exterior change — new construction, additions, paint, fencing, solar, and major landscaping — requires ARC approval before work begins, per Article VII of the Covenants.

Committee members

  • Marcus Feld — Chair, Lot 18
  • Dana Iyer — Lot 24
  • Wade Copeland — Lot 11, board liaison

Meets the second Tuesday of each month to review submitted applications.

Submission process

  1. Download and complete the ARC Request Form.
  2. Attach site plan, elevations, and material or color samples.
  3. Submit to the committee at least 30 days before planned work.
  4. Receive written approval, conditional approval, or denial within 45 days.

ARC forms & guidelines

  • ARC Request FormPDF · rev. 2025Download
  • Design & Landscaping GuidelinesPDF · 24 pagesDownload
  • Approved Exterior Paint PalettePDF · 2 pagesDownload
Records

Documents

Governing documents, meeting minutes, and community forms. Replace these placeholders with links to your actual files once uploaded.

Governing documents

  • Declaration of Covenants, Conditions & RestrictionsPDF · restated 2019Download
  • Bylaws of the AssociationPDF · amended 2022Download
  • Articles of IncorporationPDF · 1987Download
  • Rules & RegulationsPDF · rev. 2024Download

Meeting minutes

  • Annual Meeting Minutes — Oct 2025PDFDownload
  • Board Meeting Minutes — Jun 2025PDFDownload
  • Board Meeting Minutes — Mar 2025PDFDownload

Forms

  • New Owner Information SheetPDFDownload
  • Transfer / Resale Certificate RequestPDFDownload
Members Only

Owners' Directory

A current roster of lots and owners in good standing. Contact information is shared by owners voluntarily and is visible to fellow members only — never published to search engines or the public internet.

Access note This page is restricted to verified owner email addresses via the site's access control. If you can see this, you're signed in as a recognized owner. Please don't share this page's link or contents outside the Association.
Lot #Owner(s)StreetPhoneEmail
1Joyce Cantrell607 State View Rd828-266-3988beboocantrell@gmail.com
2Jacki Ratledge1206 State View Rd828-264-3891 · cell 843-323-5567jsratledge@gmail.com
3Tim & Lisa Hofferth1166 State View RdTim 973-650-8856 · Lisa 803-767-0617tmh007usc@gmail.com · lhh64@msn.com
4Gilda Cardenosa1130 State View Rd336-587-8382gcardenosa@aol.com
5Ron & Jennifer Hart1102 State View RdRon 740-398-9925 · Jennifer 740-504-3721ron@hartcg.com · jennifer@hartcg.com
6Beki Whitley930 Algonquin Dr919-920-7373bekiwhitley@gmail.com
7Dale Cornett & Ronna Harris1044 State View RdDale 828-964-8463 · Ronna 504-554-0789dalecornett@gmail.com · rharris@tulane.edu
8Tim & Lisa Hofferth111 Spur Rdsame as Lot 3same as Lot 3
9Rob & Jody Wolf151 Spur RdRob 407-765-1010 · Jody 407-721-7700robwolf151@gmail.com · jodywolf13@gmail.com
10RMike & Kristie McAdenBus. 252-639-9598 · cell 252-514-7288mmcaden@ticnc.com
11Mike & Kristie McAdensame as Lot 10Rsame as Lot 10R
12John & Vicki SaterboJohn 863-287-1739 · Vicki 863-412-0475saterbojohn@gmail.com
13Travis & Cele Burt936 State View RdTravis 828-406-8968 · Cele 828-406-8948tgburt@gmail.com · celeburt@gmail.com
14Jim & Jacki Ratledge930 State View RdJim cell 843-452-0831 · Jacki cell 843-323-5567jlowerat@aol.com · jsratledge@gmail.com
15Joe Honeycutt & Cayla Noble894 State View RdJoe 919-306-0293 · Cayla 336-466-2509joeappstate@gmail.com · cnnoble@alumni.ncsu.edu
16Mark & Wendy Felker864 State View RdMark 980-556-2100 · Wendy 704-839-6141mark.b.felker@gmail.com · wendy.felker@gmail.com
17Thomas W. & Terry Henson828-262-9705 · Thomas 919-819-7498 · Terry 919-612-8463thomashenson@lawmed.com · terrychenson@hotmail.com
18Greg & Joni Renn802 State View Rd828-266-9802 · Greg 719-330-8697 · Joni 719-330-8698grenn@bellsouth.net · gregandjoni@bellsouth.net
19RIra & Brenda Abrams772 State View RdIra 561-212-5136 · Brenda 561-302-3490iraabrams55@gmail.com · bmamtn2sea@gmail.com
20RNina Guzzettasame as Lot 21same as Lot 21
21Nina Guzzetta702 State View Rd404-378-6772 · cell 404-895-9896nguzzet@emory.edu
22Mary Isenhour650 State View Rd704-796-8585isenscoot@aol.com
23Mary Isenhoursame as Lot 22same as Lot 22
24Hugh Nellans & Rina DuToit624 State View RdHugh 224-436-3721 · Rina 847-814-8648nellanshn@sbcglobal.net · dutoitr@sbcglobal.net
25Michael & Allison Blanks667 State View Rd828-264-9404 · Allison 336-423-1429 · Michael 336-624-3391ab@allisonblanks.com · michael.blanks@gmail.com
26Michael & Allison Blankssame as Lot 25same as Lot 25
27Holderfield & Staudt Familiessame as Lot 36same as Lot 36
28Bill & Lynn Bacon1129 State View Rd828-263-8522 · Bill cell 941-740-3601 · Lynn cell 941-769-6004billbacon@comcast.net
29Bill & Lynn Baconsame as Lot 28same as Lot 28
30Jon & Lisa Crump1071 State View RdJon 689-290-7070 · Lisa 407-493-4773jcrump1121@aol.com · jandlcrump@aol.com
31Deirdre (Dee) Kelley1043 State View Rd704-756-7182deirdre@dakbenefits.com
32Marcus & Anna McGuiresame as Lot 33same as Lot 33
33Marcus & Anna McGuire897 State View Rd828-265-2550 · Anna cell 828-773-1238 · Marc cell 828-406-0896mcguire2550@gmail.com · marcmcguire2550@gmail.com
34Debbie Thomas867 State View Rd828-265-4593 · cell 813-928-9263dkdt80@gmail.com
35Bill & Lynn Baconsame as Lot 28same as Lot 28
36Holderfield & Staudt Families725 State View RdJulia 910-295-0303 · Chad 910-639-9615 · David 724-914-9439 · Terri 412-335-8625juliaholderfield@gmail.com · chadh@pinehurstautomall.com · davidstaudt@verizon.net · terristaudt@verizon.net
37RBill Mosher & Suzette Foster735 State View Rd828-268-4265 · Bill cell 919-795-3550 · Suzette cell 919-815-3655billmosher111@gmail.com · suzette@choose2thrive.com
Treasury

Financials

A summary view for members. Full statements and the annual audit are available in the Documents archive.

$650
Annual dues per lot
$182,400
Operating budget (2026)
$310,900
Reserve fund balance
96%
Dues collected YTD

Reserve fund balance, year-end, 2022–2026

Financial documents

  • 2026 Approved Operating BudgetPDFDownload
  • 2025 Year-End Financial StatementPDFDownload
  • Reserve Study — 2024 UpdatePDFDownload
  • Independent Financial Review — FY2025PDFDownload